12 Month Option

Outfit your home now  & payoff gradually @ 0%.

Simple. 12 months. No minimum purchase. 

None of the other mess.

Please, you don't need 7 years to pay off furniture.

Not a trap where you miss one payment and an avalanche of interest falls on you.

Zero interest if paid-in-full within 12 months*


 Ready to get started?  The first step is to get started chatting with us by clicking on the chat icon in the lower right corner of this page!

Interest applies if not paid within promotional period of 12 months. When purchasing with your Community Furnishings credit card by Synchrony. No minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months*. Minimum monthly payments required.

*Once approved for the Community Furnishings Credit Card, issued by Synchrony, you’ll be able to select a payment option that best suits you. Message us or call the store to activate. Offer applies to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. Get started.

Community Furnishings cannot accept in-store payments; set up payment schedule on www.MySynchrony.com or mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061

Synchrony Bank mails monthly statements including all promotional expiration dates. Retail Services can be reached at 1-866-419-4096.